TEN Queensland students have racked up more than $2 million in HECS/HELP debts between them.

Professional students are amassing hundreds of thousands of dollars in debt for their university degrees "that they never expect to repay", according to Federal Education Minister Simon Birmingham.

The $225,000 bill racked up by one student alone is the equivalent of eight four-year nursing or teaching degrees, 11 arts degrees or three six-year medical degrees.

The figures were revealed as the Turnbull Government seeks to get its higher education reforms through the fractious Senate this week.

The laws include lowering the income level at which students are forced to start repaying their debt and closing loopholes which can see them avoid payments by living overseas.

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